Household Finances
I just spent the last couple of hours paying bills, scheduling online payment, filing paid bills and trying to read through all those credit card offers that come in the mail. If it’s for a new credit card, I shred it, don’t even bother to read it. I’m also receiving quite a few balance transfer offers on my current cards. I usually will read through them to see what rates and fees they’re offering before I shred them, that’s what I was doing today.
Last spring, while opening up my new checking account, I was given an offer for a new credit card through the same bank. I decided to get it, but since having it now for almost a year, I’m not liking it very well. I like my bank account, and the bank, for the most part, but the credit card I’d like to get rid of.
The other day I received an email to apply online for a credit card through a company I am very familiar with (my husband & I have a joint account through them) and I’m considering accepting the offer and then getting rid of this other card. I need to read the details before making my final decision. I won’t accept any credit card that has a fee or high interest rate.
After my brain has rested from all the financial work I did this morning, I check out the offer in more detail. For now, I think I’m going to do some embroidery design for fun!
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