Household Finances

29th February 2008

I just spent the last couple of hours paying bills, scheduling online payment, filing paid bills and trying to read through all those credit card offers that come in the mail. If it’s for a new credit card, I shred it, don’t even bother to read it. I’m also receiving quite a few balance transfer offers on my current cards. I usually will read through them to see what rates and fees they’re offering before I shred them, that’s what I was doing today.

Last spring, while opening up my new checking account, I was given an offer for a new credit card through the same bank. I decided to get it, but since having it now for almost a year, I’m not liking it very well. I like my bank account, and the bank, for the most part, but the credit card I’d like to get rid of.

The other day I received an email to apply online for a credit card through a company I am very familiar with (my husband & I have a joint account through them) and I’m considering accepting the offer and then getting rid of this other card. I need to read the details before making my final decision. I won’t accept any credit card that has a fee or high interest rate.

After my brain has rested from all the financial work I did this morning, I check out the offer in more detail. For now, I think I’m going to do some embroidery design for fun!

Tags: banking, credit cards

This entry was posted on Friday, February 29th, 2008 at 10:52 am and is filed under a little bit of everything. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

February 2008
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February 2008

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1 On March 1st, 2008, corrin said:

yesterday was bill paying day here, too, and it was not pretty.

corrin’s last blog post..Girl Fighting with Bus Driver

posted on March 1st, 2008 at 9:12 am

2 On March 1st, 2008, lynne said:

Corrin - I hate bill pay day, it’s so depressing!

posted on March 1st, 2008 at 9:21 pm

3 On March 5th, 2008, Expat said:

Man I hate the so called “Bill Pay day”.
I cleared all my bills. I lost my credit card yesterday. I am in a mess.

posted on March 5th, 2008 at 6:47 am

4 On July 28th, 2008, Jay - aka The Loan Ranger said:

As someone who works in the lending industry, let me tell you: you should be very careful before signing up for any kind of credit card. If you ever want to take out a loan, someone is going to go back and look at all the lines of credit you have ever taken out, and the more they find the more they’re going to charge you for your loan. I know how tempting those offers can be, but PLEASE make sure you read the fine print.

posted on July 28th, 2008 at 5:08 pm