Budget Cuts
Are you done with your holiday shopping? I am. I have to be. My budget was cut in half this year and I have no more gift money so I am done.
I actually sat down with my husband tonight and asked him if he would be all right with he and I not exchanging gifts this year. I think he looked relieved and he agreed that we would skip it. I could go out and buy him something, but it wouldn’t be what he really wants and I would be wasting the money. The same is true for him buying a gift for me. We are just in a number crunch right now and I told him I would rather wait a bit and get him something I know he wants and get it when I can afford it. I just am trying so very hard to not use credit cards!
Thankfully I was able to order most of my daughter’s gifts online and was able to use Paypal. It’s like my secret stash of funds. It’s where all my online earnings go to throughout the year and I really never spend it except at the holidays. It’s a very nice little fund that puts a smile on my face and has once again made holiday shopping easier on the wallet!
Maybe I need to get back to sewing and selling items, that was certainly another way of getting extra funds!
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